Uma pesquisa realizada pela Globo mostrou que cerca de 24% dos jovens brasileiros já possuem o próprio negócio. Outros 60% dos entrevistados afirmam que desejam, em um futuro próximo, empreender.
O mercado é bastante competitivo, a concorrência é grande, sendo necessário apresentar produtos e serviços diferenciados. Além disso, é necessário gerir os processos e operações de seu empreendimento de uma maneira a ampliar seus ganhos e a reduzir suas perdas.
Entre as principais respostas que motivam o brasileiro a ter o seu negócio estão a conquista pela liberdade financeira, autonomia, flexibilidade de horário e oferta de produtos e serviços inovadores.
Um indicador elaborado pelo Sindicato da Micro e Pequena Indústria do Estado de São Paulo (Simpi-SP), em parceria com o DataFolha, mostrou que em 2022, mais da metade dos empresários em São Paulo (54%) não estavam trabalhando ao abrir o próprio negócio, enquanto 42% dos entrevistados afirmaram ter deixado um emprego para empreender.
Ainda segundo o indicador, em 2022 mais da metade dos empresários em São Paulo (54%) não estavam trabalhando ao abrir o próprio negócio e 42% dos entrevistados afirmam ter deixado um emprego para empreender. Segundo o levantamento, o crédito (15%), seguido pela burocracia (14%) e recursos para investir (13%) são os obstáculos mais frequentes ao abrir um negócio.
Diante dos números, alguns pontos precisam ser levados em consideração antes de abrir um negócio. Um dos principais fatores a serem observados é o planejamento financeiro e técnico. Como e quando alocar o dinheiro é extremamente importante para que a empresa consiga se manter em pé mesmo em momentos de turbulências econômicas.
Um outro ponto que deve ser feito é a consulta de viabilidade prévia. Nem todas as atividades podem ser exercidas em qualquer lugar. É importante verificar se há alguma vedação para a instalação de seu empreendimento no local desejado. As Juntas Comerciais disponibilizam a opção de geração automática da Razão Social na etapa de registro como forma de agilizar o processo de constituição da empresa.
Entender como o mercado de empreendedorismo funciona. Estatísticas revelam que acima de 50% dos negócios fecham antes de completar cinco anos. Isso é reflexo da falta de capital ou de conhecimento, ou até mesmo dos dois. Então, no processo de escolher em qual setor empreender, é melhor optar por aquilo que sabe, a chance de dar certo é imensamente maior já que existe entendimento do setor.
Como abrir uma empresa
O Serviço Brasileiro de Apoio às Micro e Pequenas Empresas (Sebrae) aponta os seguintes passos para que o empreendedor abra sua empresa:
1. Saiba que negócio abrir Você quer se tornar um empreendedor mas não sabe por onde começar ou que negócio abrir? Então, confira os menus Ideias de Negócios e Tipos e Ramos. Confira sugestões de como ganhar dinheiro, descubra o que é preciso ter para montar um negócio e veja como o Sebrae classifica e apoia a atividade escolhida.
2. Veja se você tem perfil Para tornar um negócio realidade, é preciso ter perfil empreendedor, conhecer a realidade do mercado e organizar um plano de negócios.
3. Reúna informações sobre o negócio Em seguida, você precisa coletar informações para dar subsídio consistente à criação da empresa, pesquisando dados sobre:
Mercado Finanças Marketing Localização do empreendimento
Para isso, saiba detalhadamente quais informações obter e como fazer o levantamento.
4. Organize-se A quarta iniciativa é organizar as informações coletadas. Ao conhecer o mercado você conseguirá construir o plano de negócios e definir estratégias para posicionar corretamente a sua empreitada.
Como obter empréstimo
Para obter empréstimo online, você pode precisar de dicas de gestão de dinheiro e de como conseguir empréstimo para MEI para as suas necessidades profissionais. Uma das opções mais atrativas ultimamente é pela Supersim.
Para solicitar a contratação de empréstimo, o usuário deve fazer uma simulação por meio do site ou do aplicativo, fornecendo os seguintes dados:
Depois de fazer a simulação o usuário pode fazer a contratação diretamente pela plataforma online e aguardar aprovação. Após a aprovação, o dinheiro do empréstimo é liberado em poucas horas para o cliente.
Outras vantagens da SuperSim são as seguintes, de acordo com o site da própria empresa de crédito:
Dicas para empreender
Não misture contas pessoais com as da empresa
Um hábito comum de quem inicia no ramo do empreendedorismo é não diferenciar o que é conta pessoal e contas da empresa. A mistura se materializa quando é feito um saque do caixa, justificando como emergencial. A desculpa clássica (e que geralmente não é cumprida) é “vou cobrir depois”.
Da mesma forma, pagar contas da empresa com a conta pessoal é igualmente nocivo. O maior problema gerado pela confusão com o dinheiro é que ela pode embaralhar a contabilidade da empresa e, pior, atrapalhar a prestação de contas junto ao Fisco. Como sabemos, informações prestadas equivocadamente para a Receita Federal geram pesadas sanções.
Tenha ordem na gestão financeira
A capacidade de uma empresa se manter lucrativa está diretamente ligada à sua sobrevivência A falta de lucro é uma das principais responsáveis por fazer com que novas empresas fechem as portas no Brasil.
Um dos motivos clássicos para que isso ocorra é a gestão financeira ineficaz. Não são poucos os donos de negócio que, por acumularem muitas funções e pela falta de pessoal e ferramentas, acabam se enrolando nos registros de receitas e despesas.
Com a rotina, muitos acabam se resignando, introjetando uma crença equivocada de que “é assim mesmo, o mundo empresarial é uma loucura”. Pois loucura mesmo é ter um negócio e não saber administrar.
Felizmente, com medidas simples, é possível começar a vislumbrar um horizonte mais favorável. Os dias de loucura tendem a ficar para trás a partir do momento em que as contas, rotinas e procedimentos contábeis e fiscais são ajustados.
Use a tecnologia a seu favor
Um sistema de gestão online, com armazenamento em nuvem, reúne tudo aquilo que você precisa para automatizar tarefas e aprimorar o controle sobre a empresa como um todo. Garanta que a comunicação facilite o fluxo de trabalho, das vendas ao financeiro. Permita que o fluxo de caixa seja abastecido com as informações certas na hora exata. E tenha acesso a todos esses dados de qualquer lugar, até mesmo pelo seu celular.
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Το στοίχημα αποτελεί αναπόσπαστο κομμάτι της ψυχαγωγίας για πολλούς Έλληνες παίκτες. Καθώς η εγχώρια αγορά υπόκειται σε αυστηρή ρύθμιση και περιορισμούς, ένα μεγάλο μέρος των παικτών στρέφεται προς ξένες στοιχηματικές εταιρείες που προσφέρουν μεγαλύτερη ευελιξία, καλύτερες αποδόσεις, περισσότερες επιλογές και καινοτόμα χαρακτηριστικά. Ειδικά για όσους αναζητούν μια πιο πλούσια στοιχηματική εμπειρία, οι πλατφόρμες του εξωτερικού προσφέρουν σημαντικά πλεονεκτήματα. Ο όρος ξένες στοιχηματικές εταιρείες που δέχονται Έλληνες δεν αφορά απαραίτητα αδειοδοτημένους παρόχους στην Ελλάδα, αλλά ιστοσελίδες που λειτουργούν νόμιμα υπό διεθνείς άδειες όπως της Κουρασάο, της Ανζουάν ή της Κόστα Ρίκα και επιτρέπουν εγγραφή και στοιχηματισμό από Έλληνες χρήστες. Το ενδιαφέρον για τέτοιου είδους εταιρείες αυξάνεται συνεχώς, καθώς προσφέρουν όχι μόνο καλύτερα μπόνους και προωθητικές ενέργειες, αλλά και υποστήριξη σε κρυπτονομίσματα, μηδενική γραφειοκρατία και πιο φιλικές προς τον χρήστη εμπειρίες.
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